What is an IBAN?

Example of an IBAN

FR14 2004 1010 0505 0001 3M02 606

An IBAN consists of a two-letter country code FR (which indicates France in this case), followed by a two-digit checksum 14 and a domestic bank account number consisting of up to thirty alphanumeric characters 2004 1010 0505 0001 3M02 606. Domestic bank account numbers, often referred to as a Basic Bank Account Number or BBAN, consist of a branch or routing codes and the account number which in some countries may include alphabetics; all BBANs conform to ISO 13616.

IBAN codes worldwide

Key - °: EU regulation 2560/2001 (providing free or low-cost cross-border transfers using IBAN) does not apply to these countries along with Guernsey, Jersey, Isle of Man and Vatican City whom are not members of the EU/EEA, kk/K: checksums, B: bank code, b: branch code, C: account number, S: first four characters of SWIFT/BIC code, R: reserved, X: ID number.

Country IBAN format
Andorra ° ADkk BBBB bbbb CCCC CCCC CC
Austria/Österreich ATkk BBBB BCCC CCCC CCCC
Belgium/Belgique/Belgie BEkk BBBC CCCC CCKK
Bosnia and Herzegovina ° BAkk BBBb bbCC CCCC CCKK
Croatia ° HRkk BBBB BBBC CCCC CCCC C
Cyprus CYkk BBBb bbbb CCCC CCCC CCCC CCCC
Czech Republic/Ceska CZkk BBBB CCCC CCCC CCCC CCCC
Denmark/Danmark DKkk BBBB CCCC CCCC CK
Estonia EEkk BBBB CCCC CCCC CCCK
Faroe Islands/Foroyar ° FOkk BBBB CCCC CCCC CK
Finland/Suomi FIkk BBBB BBCC CCCC CK
France FRkk BBBB Bbbb bbCC CCCC CCCC CKK
Germany/Deutschland DEkk BBBB BBBB CCCC CCCC CC
Gibraltar GIkk BBBB CCCC CCCC CCCC CCC
Greece/Ellas GRkk BBBb bbbC CCCC CCCC CCCC CCC
Greenland ° GLkk BBBB CCCC CCCC CK
Hungary/Magyarorszag HUkk BBBb bbbK CCCC CCCC CCCC CCCK
Iceland ISkk BBBB CCCC CCCC XXXX XXXX XX
Ireland/Eire IEkk SSSS bbbb bbCC CCCC CC
Italy/Italia ITkk KBBB BBbb bbbC CCCC CCCC CCC
Latvia/Latvija LVkk BBBB CCCC CCCC CCCC C
Liechtenstein LIkk BBBB BCCC CCCC CCCC C
Lithuania LTkk BBBB BCCC CCCC CCCC
Luxembourg LUkk BBBC CCCC CCCC CCCC
Macedonia ° MKkk BBBC CCCC CCCC CKK
Malta MTkk BBBB bbbb bCCC CCCC CCCC CCCC CCC
Monaco ° MCkk BBBB Bbbb bbCC CCCC CCCC CKK
Netherlands/Nederland NLkk BBBB CCCC CCCC CC
Norway/Norge NOkk BBBB CCCC CCK
Poland/Polska PLkk BBBB BBBB CCCC CCCC CCCC CCCC
Portugal PTkk BBBB bbbb CCCC CCCC CCCK K
Romania ° ROkk SSSS CCCC CCCC CCCC CCCC
San Marino ° SMkk KBBB BBbb bbbC CCCC CCCC CCC
Serbia and Montenegro ° CSkk BBBC CCCC CCCC CCCC KK
Slovak Republic/Slovensko SKkk BBBB CCCC CCCC CCCC CCCC
Slovenia/Republika Slovenija SIkk BBBB BCCC CCCC CCCC CKK
Spain/España ESkk BBBB bbbb KKCC CCCC CCCC
Sweden/Sverige SEkk BBBC CCCC CCCC CCCC CCCK
Switzerland/Schweiz/Suisse ° CHkk BBBB BCCC CCCC CCCC C
Tunisia ° TNkk BBbb bCCC CCCC CCCC CCKK
Turkey/Turkiye ° TRkk BBBB BRCC CCCC CCCC CCCC CC
United Kingdom/Great Britain GBkk SSSS bbbb bbCC CCCC CC

Additional notes on IBAN coverage

France includes: French Guiana, Guadeloupe, Martinique and Réunion; EU regulation 2560/2001 applies. France also covers: New Caledonia, French Polynesia, Saint Pierre and Miquelon, French Southern Territories, Wallis and Futuna, and Mayotte; except EU regulation 2560/2001 does not apply. Spain includes: Canary Islands, Ceuta and Melilla. Portugal includes: Azores and Madeira. Northern Ireland is cleared through Republic of Ireland or United Kingdom depending on the bank. Guernsey and Jersey are cleared through France or United Kingdom depending on the bank. Isle of Man is cleared through United Kingdom. As previously noted Guernsey, Jersey and Isle of Man are not EU/EEA members so EU regulation 2560/2001 does not apply.

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